Medical Underwriter

Bradley David Associates is seeking an experienced Medical Underwriter to join a growing and customer-focused business. This is an excellent opportunity for a skilled professional with recognised underwriting authority and experience in medical underwriting, ideally across Life Insurance, Income Protection and Critical Illness products.

• Monday to Friday 9am-5pm, hybrid
• Modern Bristol City office
• £38,000 - £50,000 dependent on experience
• 10-15% bonuses
• Market leading perks, pension and benefits
• 30 days + bank holidays (38) holiday allowance

Key Responsibilities:

• Make fair, balanced, and accurate underwriting decisions within delegated authority levels, assessing both initial applications and additional medical evidence.
• Manage the customer journey from application through to final underwriting decision.
• Handle complex underwriting cases and referrals while providing support and guidance to less experienced colleagues.
• Work closely with internal stakeholders, including customer service teams, sales teams, reinsurance partners, and medical professionals to ensure excellent customer outcomes.
• Maintain and develop technical underwriting expertise through ongoing learning and professional development.
• Contribute to the continuous improvement of underwriting processes, practices, and service standards.

About You:

• Proven experience within a Medical Underwriting environment, with the ability to accurately assess medical evidence and risk.
• Experience underwriting across multiple protection product lines.
• Strong understanding of underwriting manuals, processes, and industry best practices.
• Knowledge of protection products requiring underwriting assessment.
• Up-to-date awareness of market developments, industry trends, and regulatory changes affecting underwriting.
• Customer-focused and inquisitive, with the confidence to challenge existing processes and identify improvements.
• Excellent communication and stakeholder management skills, with the ability to engage effectively with a wide range of customers and colleagues.
• Strong organisational skills with the ability to prioritise workload and manage deadlines effectively.
• GR1 qualification or another recognised industry qualification would be advantageous.

Benefits:

• Additional leave
• Casual dress
• Company events
• Company pension
• Cycle to work scheme
• Discounted or free food
• Employee discount
• Flexitime
• Free or subsidised travel
• Health & wellbeing programme
• Life insurance
• Private dental insurance
• Private medical insurance
• Work from home

If you are interested and have Medical Underwriting, or strong Customer Services experience with insurance protection products, please click apply to be contacted by a member of the team or you can also text your full name + 'MedicalUnderwriter’ to 07470 312674